Legal

Terms & Conditions

Last updated: June 2026

These Terms & Conditions ("Terms") govern your access to and use of the Valor Financial website and services. By using our website or submitting an inquiry, you agree to these Terms. If you do not agree, please do not use our website.

Use of the Website

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of, or restrict the use of this site by, any third party. You may not attempt to gain unauthorized access to any part of the website or its systems.

No Guarantee of Financing

Submitting an inquiry does not constitute an application for credit or a commitment to lend. All financing is subject to review, underwriting, and approval. Terms, availability, and eligibility may vary and are determined at Valor Financial's sole discretion. Nothing on this website is an offer or solicitation in any jurisdiction where it would be unlawful.

Informational Content

Information on this website is provided for general informational purposes and is not financial, legal, or tax advice. You should consult your own advisors before making financial decisions.

Intellectual Property

All content on this website — including text, logos, graphics, and design — is the property of Valor Financial or its licensors and is protected by applicable intellectual property laws. You may not reproduce or distribute it without our written permission.

SMS Terms & Conditions

By opting in to the Valor Financial text messaging program, you agree to the following:

  • You consent to receive recurring marketing and promotional SMS/MMS messages from Valor Financial sent using an automated telephone dialing system (ATDS).
  • Message frequency varies, and you may receive up to 4 messages per month.
  • Message and data rates may apply, depending on your mobile carrier and plan.
  • To stop receiving messages, reply STOP at any time. For help, reply HELP.
  • Consent is NOT a condition of purchase or of receiving any product or service.

Carriers are not liable for delayed or undelivered messages. For questions about the program, contact us at daniel@thevalorfinancial.com.

Limitation of Liability

To the fullest extent permitted by law, Valor Financial shall not be liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on its content. The website is provided "as is" without warranties of any kind.

Indemnification

You agree to indemnify and hold harmless Valor Financial and its officers, employees, and affiliates from any claims or damages arising out of your use of the website or violation of these Terms.

Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict-of-law principles. Any disputes shall be subject to the exclusive jurisdiction of the state and federal courts located in Texas.

Changes to These Terms

We may revise these Terms at any time. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

Contact Us

Questions about these Terms? Reach us at daniel@thevalorfinancial.com or by mail at Valor Financial, 2810 Slough Dr, Temple, TX 76502.